{"id":1383951,"date":"2026-04-19T16:00:38","date_gmt":"2026-04-19T13:00:38","guid":{"rendered":"https:\/\/prm.ua\/how-to-buy-insurance-experience-for-a-pension-explanations\/"},"modified":"2026-04-19T16:00:38","modified_gmt":"2026-04-19T13:00:38","slug":"how-to-buy-insurance-experience-for-a-pension-explanations","status":"publish","type":"post","link":"https:\/\/prm.ua\/en\/how-to-buy-insurance-experience-for-a-pension-explanations\/","title":{"rendered":"How to &#8220;buy&#8221; insurance experience for a pension: explanations"},"content":{"rendered":"<p><strong>In Ukraine, citizens can buy additional insurance experience if it is not enough for retirement. For this, a mechanism is provided for the voluntary payment of a single social contribution for periods when a person was not officially employed.<\/strong><\/p>\n<p> This <a href=\"https:\/\/tax.gov.ua\/media-tsentr\/novini\/1001277.html\" rel=\"nofollow noopener\" target=\"_blank\">is reported<\/a> by the State Tax Service.<\/p>\n<p> The department explained that <strong>there are 2 ways to obtain additional seniority<\/strong> : a one-time payment for past periods or voluntary monthly participation.<\/p>\n<p> A one-time payment allows you to pay for the previous months of service. In 2026, the minimum contribution is 3804.68 hryvnias for each month, and the entire amount must be paid within 10 days after the conclusion of the contract.<\/p>\n<p> The second option involves concluding a contract for at least 1 year with monthly payments. The minimum payment in 2026 is 1902.34 hryvnias per month.<\/p>\n<p> To draw up an agreement, you need to contact the tax office at your place of residence and submit an application in electronic or paper form.<\/p>\n<p> The following must be added to the application:<\/p>\n<ul><\/p>\n<li> a copy of an identity document;<\/li>\n<p><\/p>\n<li> a copy of the work record book, if available;<\/li>\n<p><\/p>\n<li> certificate of insurance experience (form OK-5).<\/li>\n<p><\/ul>\n<p> If necessary, additional documents may be required, including confirmation of membership in a personal farm or a copy of the employment contract for domestic workers.<\/p>\n<p> The tax service emphasized that at the time of concluding the contract, the person should not be subject to mandatory state social insurance.<\/p>\n<p> You can only buy additional years of service for periods when a person was not officially employed or engaged in entrepreneurial activity.<\/p>\n<p> It is also noted that in the event of non-fulfillment of the terms of the contract, it can be terminated unilaterally, which will make it impossible to re-conclude it in the future.<\/p>\n<p> The department emphasized that insurance experience is key to receiving a pension, as well as other social benefits, including sick pay and unemployment benefits.<\/p>\n<p> You can check your insurance experience online through the Pension Fund of Ukraine portal in your personal account, where information about experience, salary, contributions, and electronic work book data is available.<\/p>\n<p> It is worth adding that <a href=\"https:\/\/prm.ua\/v-ukraini-zhinkam-narakhuiut-doplaty-do-pensii-khto-ta-iak-mozhe-oformyty-vyplaty\/\">in Ukraine, monthly pension supplements are provided for women who have raised 5 or more children in 2026.<\/a> The amount of the supplement may exceed 1,000 hryvnias, but it is not calculated automatically.<\/p>\n<p> We would like to remind you that <a href=\"https:\/\/prm.ua\/chastyni-ukraintsiv-mozhut-skasuvaty-pensii-po-invalidnosti-koho-tse-torknetsia\/\">in Ukraine, disability pension payments for certain categories of citizens may be suspended from April 1.<\/a> The main reason is failure to undergo a repeated medical examination within the established time frame.<\/p>\n<p> Also follow <strong>\u201cPryamim\u201d<\/strong> on <a href=\"https:\/\/www.facebook.com\/pryamiy\/\" target=\"_blank\" rel=\"nofollow noopener\">Facebook<\/a> , <a href=\"https:\/\/x.com\/prm_ua\" target=\"_blank\" rel=\"nofollow noopener\">X<\/a> , <a href=\"https:\/\/t.me\/+rtV4dxYu2_cyNjVi\" target=\"_blank\" rel=\"noopener nofollow\">Telegram<\/a> , and <a href=\"https:\/\/www.instagram.com\/pryamiy\/\" target=\"_blank\" rel=\"nofollow noopener\">Instagram.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In Ukraine, citizens can buy additional insurance experience if it is not enough for retirement. For this, a mechanism is provided for the voluntary payment of a single social contribution for periods when a person was not officially employed. This is reported by the State Tax Service. The department explained that there are 2 ways [&hellip;]<\/p>\n","protected":false},"author":54,"featured_media":1384102,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ep_exclude_from_search":false,"footnotes":""},"categories":[76872,76875,76878,76871],"class_list":["post-1383951","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-feed","category-other-news","category-society","category-news-2"],"_links":{"self":[{"href":"https:\/\/prm.ua\/en\/wp-json\/wp\/v2\/posts\/1383951","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prm.ua\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/prm.ua\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/prm.ua\/en\/wp-json\/wp\/v2\/users\/54"}],"replies":[{"embeddable":true,"href":"https:\/\/prm.ua\/en\/wp-json\/wp\/v2\/comments?post=1383951"}],"version-history":[{"count":0,"href":"https:\/\/prm.ua\/en\/wp-json\/wp\/v2\/posts\/1383951\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/prm.ua\/en\/wp-json\/wp\/v2\/media\/1384102"}],"wp:attachment":[{"href":"https:\/\/prm.ua\/en\/wp-json\/wp\/v2\/media?parent=1383951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/prm.ua\/en\/wp-json\/wp\/v2\/categories?post=1383951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}